Services

High Street Financial Services Corp is a real estate capital advisory firm. We specialize in structuring and placing debt & equity financing for borrower clients.

Areas of Services

As a Nationally Approved Lender Correspondent, High Street can represent you directly to the Canada Mortgage and Housing Corporation CMHC to attain a favourable “Certificate of Insurance” (COI) for your multi-family project. We work very closely with CMHC and a wide range of national and CMBS lenders to structure and fund CMHC-insured mortgages on a variety of multiple-family housing types, including apartments, townhouses, senior’s long-term care and assisted living facilities.

Our team’s expertise includes comprehensive knowledge of CMHC’s products and policies on new and existing multi-unit projects, including the new MLI Select program for affordable housing. For “Large Portfolio” borrowers High Street facilitates the completion of CMHC’s Financial Capacity Review (FCR).

Strong Leadership

High Street Financial's leadership has extensive experience in underwriting construction loans and managing them on a monthly basis while the project is underway. Their knowledge of and experience in construction is crucial to effectively underwriting and managing construction loans. Highstreet originates loans for various property types, including Multifamily, Industrial, Office, Retail, Residential Mixed-Use and Land.

Solid Reputation

We have had the honor and privilege of growing our company over the years largely through word-of-mouth referrals from brokers, borrowers, other lenders, and stakeholders within the greater commercial real estate community.

In-House Efficiencies

We effectively and efficiently execute each loan entirely in-house for a seamless process including but not limited to construction draws, inspections and underwriting.

Stellar Team

Our competitive advantage is rooted in our team’s extensive experience in underwriting construction loans. Our vast knowledge of and experience in development is crucial to effectively underwriting and managing loans.

HighStreet Partners

Lending Guidelines

Type of Financing
Construction, Term, Acquisition, Refinance
Loan Size
$1 million to $500 million
Lending Region
Nationwide (Canada)
Amortization
Amortized or Interest Only project dependant
Interest Rate
Competitive Rates based on Project
LTC/LTV
Up to 95% LTC/95% for CMHC MLI SELECT Multifamily, Up to 75% LTV for other properties
Property Types
Multifamily, Industrial, Office, Retail, Residential and Mixed-Use

Lending Guidelines

Type of Financing
Construction, Term, Acquisition, Refinance
Loan Size
$1 million to $500 million
Lending Region
Nationwide (Canada)
Amortization
Amortized or Interest Only project dependant
Interest Rate
Competitive Rates based on Project
LTC/LTV
Up to 95% LTC/95% for CMHC MLI SELECT Multifamily, Up to 75% LTV for other properties
Property Types
Multifamily, Industrial, Office, Retail, Residential and Mixed-Use