Conventional Financing

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Conventional Term

  • Conventional term mortgages are available up to 75% of the appraised value, amortized up to 25 years (or longer) depending on various conditions such as but not limited to age of the real estate asset, physical condition, location, tenant profile, and average lease term.
  • High Street on behalf of borrower clients negotiates key loan items for each transaction such as mortgage interest rates (fixed or floating) interest only or amortizing payment schedules, duration of term (from under 5 years to 25 years or longer), recourse amounts and requirements.
  • High Street can arrange financing for big box outlets (nationally anchored tenants), shopping centres and neighbourhood strip plazas. High Street also arranges financing for multi-tenanted industrial buildings, and single tenant buildings. Get in touch with High Street to see how we can help you.

Land Development Financing

  • High Street has expertise in arranging acquisition and servicing loans to take raw land through the development agreement and subdivision process. Land bank loans are generally available up to 65% of purchase price, and servicing loans for are funded on a cost-to-complete basis up to 85% – 90% of total cost.
  • Land Development Loans can apply to the construction of storage areas, industrial sites, casinos, parking areas, motels/hotels, projects of residential development, golf courses, recreational and retail centers and more. If you are looking for the ideal product for the realization of your vision, contact our team of experts.

Equity & Joint Ventures

  • High Street has very strong relationships with institutional equity groups as well have family offices across Canada. Our extensive expertise of equity partnerships & joint venture structures, from single project ventures to fund and portfolio structures, enables us to capture your objectives and propose effective solutions.
  • We can advise on all aspects of the joint venture, including at the operational level. High Street can propose oversight mechanisms to ensure proper control of major decisions, cash management and related party agreements.
  • We leverage our team’s financing, transactional and construction expertise to make connections between equity groups, family offices, and interested parties. Contact us to have a conversation about how we can move your project forward.

Asset Classes

The Edward Block - Multifamily


Southview Industrial Park



Pioneer Plaza

Retail & Office



Solid Reputation

We have had the honor and privilege of growing our company over the years largely through word-of-mouth referrals from brokers, borrowers, other lenders, and stakeholders within the greater commercial real estate community.

In-House Efficiencies

We effectively and efficiently execute each loan entirely in-house for a seamless process including but not limited to construction draws, inspections and underwriting.

Stellar Team

Our competitive advantage is rooted in our team’s extensive experience in underwriting construction loans. Our vast knowledge of and experience in development is crucial to effectively underwriting and managing loans.

Partners Group Shot #2 - High Street
Partners Group Shot #2 - High Street


Financing Types


Structured Finance


Lending Guidelines

Type of Financing
Construction, Term, Acquisition, Refinance.
Loan Size
$1 million to $500 million.
Lending Region
Nationwide (Canada).
Amortized or Interest Only project dependant.
Interest Rate
Competitive Rates based on Project.
Up to 95% LTC/95% for CMHC MLI SELECT Multifamily, Up to 75% LTV for other properties.
Property Types
Multifamily, Industrial, Office, Retail, Residential and Mixed-Use.